Been There. Done Captive. Building an Independent Insurance Agency Been There, Done Captive: What Agents Should Know Before Going Independent Patrick and Erin Gleason For many captive insurance agents, the idea of going independent feels both exciting and overwhelming. You already understand insurance. You’ve built client relationships, earned trust in

As a small business owner, you wear many hats—but risk manager might be the most important one. In 2025, threats to small businesses are evolving. From cyberattacks to severe weather and increasing legal claims, having the right insurance coverage is no longer a luxury—it’s a necessity.If you’re wondering what coverage